Validation Response Codes

  1. Card Verification: This service verifies the account authenticity and integrity before authorization.

    Response
    Description

    verified

    Card was successfully verified.

    not_verified

    Card verification failed due to a number of reasons including: - Lost card - Stolen card - Closed account

  2. Address Verification (AVS): The service validates the provided billing address against the address on file with the card issuer.

    Response
    Description

    match

    Address provided by card holder fully matches address on file with the card issuer.

    no_match

    Address provided by card holder does not match address on file with the card issuer.

    partial_match

    Address provided by card holder partially matches address on file with the card issuer for the following reasons:

    • Partially match. Street address provided matches, but 5-digit postal code does not.

    • Partially match. 5-digit postal code matches, but street address does not.

    not_supported

    • Address verification is not supported.

    • Address provided by card holder could not be verified against address on file with the card issuer.

  3. CVC Verification : This service facilitates the CVC validation status check with the card issuer.

    Response
    Description

    match

    CVC provided by card holder passes verification.

    no_match

    CVC provided by card holder failed verification.

    system_unavailable

    Issuer's system is unavailable.

    invalid_data

    Malformed CVC value or unexpected characters.

    non_participating

    Issuer does not participate in CVC verification.

  4. Name Verification (ANI): Enhances your card-not-present fraud mitigation with Real-Time Name Match.

    Response
    Description

    match

    Name provided by card holder fully matches name on file with the card issuer.

    no_match

    Name provided by card holder does not match name on file with the card issuer.

    partial_match

    Name provided by card holder partially matches name on file with the card issuer.

    not_performed

    Name verification was not performed by the issuer or issuer is not participating in Name verification.

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